Jacquelyn Estevez
NMLS# 1535782
C: 813-526-8456
E: jestevez@tclg.mortgage
I'm Jacquelyn Estevez, a Mortgage Loan Originator at The Collective Lending Group. With over 7 years of experience, I prioritize exceptional service and aim to provide a friendly and positive experience for my clients.
Residential loans are loans that are used to purchase or refinance residential properties, such as single-family homes, townhouses, condominiums, and multi-unit properties with up to four units. These loans are typically secured by the property being purchqased or refinanced and are offered by a variety of lenders, including banks, credit unions, mortgage companies, and other financial institutions.
Non-traditional scenarios may require specialized loan programs or alternative financing options. It's important to work with an experienced lender who can help identify the best loan option for your unique financial situation.
Traditional residential loans are the most common type of loan used to finance the purchase or refinance of a home. These loans are generally easier to obtain for borrowers with strong credit, stable employment, and sufficient income, and they typically offer more favorable interest rates and terms compared to non-traditional loans. However, it's important to carefully consider the costs and requirements of each loan option and work with an experienced lender to find the best loan for your unique financial situation.
Residential loans have helped many individuals and families achieve their financial goals, whether it's purchasing a home, refinancing for lower rates, investing in property, making home improvements, or consolidating debt. By working with an experienced lender and choosing the right loan program, borrowers can achieve success and build wealth over time.
Commercial loans are loans that are designed for businesses or commercial purposes, such as purchasing real estate, expanding operations, or financing equipment. These loans are typically provided by banks or other financial institutions and are based on the creditworthiness of the borrower and the financial performance of the business.
Non-traditional commercial loans may offer more flexible terms and eligibility requirements than traditional loans, but they may also come with higher interest rates and fees. It's important to carefully consider the costs and benefits of each loan option and work with an experienced lender to find the best loan for your business's unique financial situation.
Traditional commercial loans typically require collateral, a strong credit history, and a thorough business plan. The loan amount, interest rate, and repayment terms will depend on the borrower's financial history, creditworthiness, and the purpose of the loan. Working with an experienced lender can help businesses find the right commercial loan program to meet their financial needs.
Success stories illustrate the importance of commercial loans in helping businesses and investors achieve their financial goals. By obtaining financing, businesses can expand their operations, purchase new equipment, and hire additional employees. Investors can purchase properties, renovate them, and generate income through rental or resale. Commercial loans can be a powerful tool for achieving financial success and realizing business goals.
Investor mortgage loans are loans that are used to finance the purchase of investment properties, such as rental properties or properties that are bought and sold for a profit. These loans are designed for investors who are looking to make money through real estate investing, and they typically have different requirements and terms than traditional residential mortgages.
Non-traditional investor mortgage loans can provide financing solutions for investors who do not meet traditional lending criteria. These loans may come with higher interest rates and stricter repayment terms, but can still be a valuable tool for investors who want to build wealth through real estate investing. It's important to work with an experienced lender who can guide you through the loan process and help you find the right loan program to meet your investment goals.
Traditional investor mortgage loans can be a great option for investors who meet traditional lending criteria and want to build wealth through real estate investing. These loans offer lower interest rates, longer loan terms, and more favorable repayment terms than non-traditional loans. It's important to work with an experienced lender who can guide you through the loan process and help you find the right loan program to meet your investment goals.
Success stories demonstrate that investor mortgage loans can be a valuable tool for investors who want to build wealth through real estate investing. By using leverage and taking advantage of favorable interest rates, investors can grow their portfolios and generate passive income through rental properties. It's important to work with an experienced lender and develop a solid investment strategy to ensure success in the competitive world of real estate investing.